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The children have flown the nest, life in the city is getting too hectic and noisy, and you crave the peace and quiet of the countryside without giving up those West End nights out. Finding the right compromise when you are ready to downsize but not willing to give up all the benefits of London life is a challenge. Fortunately, The Dream Lodge Group’s Elm Farm Country Park provides a practical – and beautiful – solution.
Set in 22 acres of gorgeous parkland close to the Essex coast, this haven of serenity offers a chance for active retirees to find their perfect retreat, without severing all connections with London. Stunning countryside full of twisting lanes and walks along uncrowded beaches is balanced with access to premium quality spa facilities and a real sense of community.
As the effects of the EU ‘Brexit’ vote start to take hold, many mortgage lenders are reluctant to lend, particularly to retirees in the 50+ age bracket. They are even forcing some older lenders to pay a higher rate of interest on existing loans. This means that even those who have a considerable amount of disposable income or secure assets are being forced to think about downsizing to clear any outstanding loans or mortgages. This is particularly the case for lenders who took out ‘interest only’ mortgages in the 1990s, and who are now reaching the point where the balance of the loan has to be repaid. So while some people downsize through personal choice, for others it is a practical solution to tackle an ongoing financial challenge.
However, downsizing does not necessarily mean giving up a lifestyle you have become accustomed to, and can even mean a considerable improvement in your quality of life during your retirement years. By removing the clutter from your life, you have the opportunity to make room for some luxuries that will make your life more comfortable and enjoyable.
At Elm Farm Country Park, that can include little personal treats such as your own hot tub, and that most valuable of commodities – time. On-site teams take care of everything from housekeeping and repairs, down to ensuring that your home is safe and secure all year round through Warden Control and 24/7 CCTV.
Downsizing can go some way to funding your retirement years, too. While it may not be enough to bankroll your entire retirement, it will certainly free up some valuable capital so that you can enjoy life to the full. With such a fabulous location and with the chance to design your home to your exact specifications, Elm Farm Country Park is the perfect place for anyone who wants to downsize but does not want to compromise on the luxuries in life.
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